Most professionals take into America-99.7 percent-are small businesses, according to the US Small Business Administration. Of these, 4.7 million employ 10 or fewer employees to true small businesses. And the truth of the matter is, small businesses need to do a thorough and thoughtful financial planning in the same way that large companies do.
This video Brad Cunard moves in many ways, not only for the scale of what happened, but how his company's bread-wins-was linked to the events that place.
My heart goes out to Brad. I just can not imagine surviving something like that.
Life insurance as the friend and adviser Steve Brad McClelland, CLU, CHFC, helped to establish was a lifesaver for him personally in the wake of the tragedy. "Money will not bring Lisa, Max or Owen back, but 
insurance that was in place for the company, including keyperson insurance, helped keep it going when it lost two of its major people-one to death, one in pain. It prevented the tragedy that took place this stormy day also stop the livelihood of all those working in the company.
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