Genworth Financial has just published a study finding that too many Americans who need life insurance coverage are uninsured, putting their families and futures at risk. According to the study of life jackets Genworth Financial 2011, lone parents at all income levels with children living at home have less insurance for their needs, which could leave their children with little or no options facing an unexpected death. Hear the story of Tracy Basden if you want to see what happens to children in these situations.
The research project found that 69% of single parents with children living at home is the highest percentage of uninsured Americans compared to married parents with children at home (45%) .
The Genworth study also found that only 49% of the adult population of the United States has some type of life insurance coverage. Single people, regardless of whether or not they have children, are 36% below the national level to cover life insurance, according to the study.
According to the survey, single male parents with children living in the household are more assured that single women at all levels of income. Again, Tracy's story is a poignant example of this.
Other findings.
79% of single men who are not homeowners, having children in the household and earning less than $ 50,000 per year are not insured, against 66% of women in the same category.
percentages do not fall dramatically as income increases. In fact, 79% of single men who are not homeowners having children in the manufacture of household between $ 50.000 to 250.000 per year are uninsured.
More than half (56%) of single women who are not homeowners having children in the household but making more than $ 250,000 are uninsured.
the level of uninsured households tends to increase as the number of children increases, particularly at lower income levels. The percentage increases considerably in the case of five or more children.
The study said that the insurance industry has the opportunity to better educate consumers and give them the tools and resources to help themselves and their families to protect. Sounds like they are talking about the LIFE Foundation. This is exactly what we do :. Educate consumers about what the life and health insurance products are, not just what they are, and encourage them to make the decision themselves and protect their families
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