According to a survey by Nationwide Financial, almost no consumers who are married, partnership or dependents have enough life insurance to replace their income. The survey showed that 98% of consumers surveyed did not have enough insurance to replace their lifetime income.
The average consumer respondents earn $ 1.5 million in life and $ 300,000 in coverage for life insurance. This would replace 16% they will win before retirement, although 33% of respondents said their most important factor when buying life insurance replaced their income.
The survey found that consumers are willing to pay $ 99 month average for their family. For that amount, 35 healthy man can buy a 20-year long-term policy life worth more than $ 2.3 million, and 35, a healthy woman can purchase more than $ 2.6 million life insurance, but only 29% of respondents believed they could afford enough life insurance to replace their income.
two-thirds of those with life insurance are Äúsomewhat at or Äúvery certain at they have adequate insurance 
And while 35% of respondents worked with an insurance agent or financial advisor to understand how the life insurance coverage they need, 20% say simply guessed how much coverage they need.
If you are not sure of the proper amount of life insurance for you, use the easy life insurance needs calculator to determine what is appropriate for you. Life Insurance Awareness It, AOS Month, Aia high time to make sure you have enough coverage.
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